Car Finance Solutions in Sydney, Wagga Wagga & Young NSW
Welcome to the Finance Department at Australian Automotive Group. We know that purchasing a vehicle outright is right out of reach for many people so finding a Finance solution that works for you can be just as important as finding the right vehicle.
At Australian Automotive Group we have a range of Finance options to suit every budget. Why not explore what we can do for you and take home the right vehicle, right now! Please feel free to use our online form to get a quick and accurate response on financing your next vehicle.
Why Finance with Australian Automotive Group
COMPETITVE FINANCE PACKAGES
FAST
EASY
HASSLE FREE
Our Finance Services Include:
- Corporate Lending
- Novated Leases
- Consumer Lending
- Extended Warranties
- Operating Leases
- Comprehensive Insurance
Our Business Manager brings years of industry experience and in-depth knowledge across all of the above products and is available to tailor finance solutions to suit your personal or business needs.
Automotive Finance FAQs
What is car finance?
Car finance allows you to purchase a vehicle by spreading the cost over a set period of time rather than paying the full amount upfront. Depending on the finance option you choose, you can own the car at the end of the term or return it.
What types of car finance are available?
Common types include Hire Purchase (HP), Personal Contract Purchase (PCP), and Leasing. Each option differs in terms of ownership, monthly payments, and end-of-term choices.
What is a balloon payment?
A balloon payment is a larger, final payment made at the end of a finance agreement (usually with PCP). It represents the car’s expected value at that time and allows for lower monthly payments during the term.
Can I settle my finance agreement early?
Yes, most finance agreements allow early settlement. You’ll typically need to pay the remaining balance and possibly a small fee, but it can save on future interest charges.
Do I need a deposit for car finance?
Most finance plans require an initial deposit, though some offers may feature low or zero-deposit options. A higher deposit usually means lower monthly payments.
What happens at the end of a PCP agreement?
At the end of a PCP agreement, you can choose to pay the balloon payment to keep the car, return it with no further payments (subject to mileage and condition), or part-exchange it for a new vehicle.
Can I get finance with bad credit?
Yes, it’s often possible to obtain car finance even with a poor credit history, although interest rates may be higher. Lenders will assess your individual circumstances to determine eligibility.
Will car finance affect my credit score?
Applying for car finance may result in a credit check, which can temporarily affect your score. Making payments on time, however, can improve your credit rating over time.
Can I trade in my old car as part of a finance deal?
Yes, many dealerships accept trade-ins. The value of your current vehicle can be used toward your deposit on a new finance agreement, reducing the amount you need to finance.
What documents do I need to apply for car finance?
Typically, you’ll need a valid driver’s licence, proof of income, proof of address, and bank details. Requirements may vary depending on the lender.
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Brookvale Mitsubishi
780 Pittwater Road, (Entry via Carter Road Brookvale), Brookvale NSW 2100
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